Pikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
About Pikt
Compare the cards you already carry, based on how you use points or cash back. See the estimated rewards and why a card fits this purchase.
Pikt compares your cards using the purchase details, your reward preferences, and the card choices you confirm over time. It gives you an estimate for this purchase and explains the recommendation.
Two people can carry the same cards and still see different recommendations when their confirmed habits or reward preferences differ.
Pikt starts with the merchant and amount so the comparison matches the purchase you are about to make.
It compares the supported cards you provide and keeps the useful choices in view.
Repeated post-purchase card confirmations can help settle eligible reward ties. Your saved preferences and card safety still apply. A confirmed habit never overrides a clearly better earn rate.
Pikt compares estimated rewards in the value you set, whether that is cash back or travel.
Pikt shows the card likely to earn the most on this purchase and why. You choose the card and pay as usual.
What Pikt does today
Pikt personalizes each estimate to the cards you already carry, the purchase details, and any reward values you set. It learns from confirmed card choices over time, while verified rewards math remains the basis for the result and the explanation.
Pikt answers one question: which card in your wallet is likely to earn more on this purchase? Card Check compares a planned purchase. The Chrome extension compares the details available at checkout. Both use the same rewards engine; estimates can differ when the wallet or purchase details differ. Your issuer decides the rewards. You choose the card and pay.
Pikt is in beta. You can add supported cards by name. An optional read-only bank connection can help add eligible card information. You can add the extension from the Chrome Web Store.
See the calculation method and limitsDepiction of Pikt at Amazon checkout. Capital One Venture X Rewards Credit Card earns 2x on online shopping, about $2.95. +$1.47 more than The Platinum Card® from American Express (your usual)
Sample wallet. Estimated value. Not sponsored.
Paying at Amazon
Checking out at Amazon – $147.52
+$1.47 more than your usual card
Beats The Platinum Card® from American Express, the card you usually reach for.
Recommended
Capital One Venture X Rewards Credit Card
GOOD CALLCapital One
Capital One Venture X Rewards Credit Card
2x on online shopping
Est. value: about $2.95
Likely earns more
The extension reads the store and order total for a recommendation. It can inspect payment-field labels to find checkout, but it never reads the values inside card-number, security-code, or password fields.
Pikt is for people in the United States who carry more than one rewards card and want help deciding which existing card may earn the most for a purchase.
Pikt's catalog does not include every card. Pikt compares supported cards in its maintained U.S. card catalog. Coverage varies by issuer and card.
Questions
Pikt is a credit-card rewards optimization tool that estimates which card already in your wallet is likely to earn the most for a specific purchase. It compares applicable reward rates, categories, and eligible offers, then explains the recommendation. You choose the card and pay as usual; issuer terms and final rewards apply.
No. Pikt is not a card issuer, bank, lender, or payment processor. It compares supported cards that you already carry.
No. Pikt shows an estimate and explains it. You decide whether to use that card and pay the merchant yourself.
Pikt compares the cards you provide using the purchase amount, merchant or category, applicable reward rates, eligible offers, caps, your confirmed card choices, and reward-value settings when available. The methodology page explains the limits.
No. Merchant coding, offer eligibility, reward rules, and issuer decisions can change the result. Pikt estimates rewards; issuer terms and final rewards apply.
Pikt Checkout and Card Check currently cost $0 during beta. Pro extras may be included during beta, but paid plans are not open and beta members are not charged automatically.
A recommendation can use the cards you provide, the merchant or purchase category, the amount, reward rules, eligible offers, and your reward-value settings. Card numbers are not read or stored. Optional bank connections are read-only, and the connection provider handles bank credentials.
Our values
You're at checkout with three cards. Pikt shows which one is likely to earn more, and why, in one line.
Every recommendation includes a short reason. We do not pad numbers based on sponsorships.
Pikt never stores card numbers, PINs, or bank logins. You can disconnect or delete anytime. Pikt does not move your money.
Add the Chrome extension and see the estimate at checkout. You pay with your own card.
Pikt never issues a card or moves your money. You always pay directly, so your purchases still count toward your card's bonuses.
Pikt credit-card rewards is not affiliated with similarly named software or web products.