Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
About Pikt
Pikt helps you decide which credit card already in your wallet may earn the most before you pay.
Available now
Pikt is in beta. Card Check lets a beta member enter a store and amount. Pikt Checkout provides the same type of estimate on an online checkout page through a Chrome extension.
You can add supported cards by name. An optional read-only bank connection can help add eligible card information. The Chrome Web Store listing is not live, so the current extension flow uses Pikt's direct download instructions.
Recommendation process
Pikt estimates the cash-equivalent reward for each eligible card and explains the likely winner. The estimate can use:
Pikt personalizes each estimate to the cards you already carry, the purchase details, and any reward values you set. It compares supported earn rates, eligible offers, caps, and card constraints, then explains the result.
Pikt does not read or store card numbers, security codes, PINs, or bank login credentials. A bank connection is optional and read-only. The connection provider handles bank credentials.
The exact data used depends on the feature and your choices. Read the current Privacy Policy for the complete description.
Pikt is for people in the United States who carry more than one rewards card and want help deciding which existing card may earn the most for a purchase. Pikt's catalog does not include every card. Pikt compares supported cards in its maintained U.S. card catalog. Coverage varies by issuer and card.
Questions
Pikt is a credit-card rewards optimization tool that estimates which card already in your wallet is likely to earn the most for a specific purchase. It compares applicable reward rates, categories, and eligible offers, then explains the recommendation. You choose the card and pay as usual; issuer terms and final rewards apply.
No. Pikt is not a card issuer, bank, lender, or payment processor. It compares supported cards that you already carry.
No. Pikt names a card and explains the estimate. You decide whether to use that card and pay the merchant yourself.
Pikt compares the cards you provide using the purchase amount, merchant or category, applicable reward rates, eligible offers, caps, and point-value settings when available. The methodology page explains the limits.
No. Merchant coding, offer eligibility, reward rules, and issuer decisions can change the result. Pikt estimates rewards; issuer terms and final rewards apply.
Pikt Checkout and Card Check currently cost $0 during beta. Pro extras may be included during beta, but paid plans are not open and beta members are not charged automatically.
A recommendation can use the cards you provide, the merchant or purchase category, the amount, reward rules, eligible offers, and your reward-value settings. Card numbers are not read or stored. Optional bank connections are read-only, and the connection provider handles bank credentials.
Our values
Every recommendation includes a short reason. We do not pad numbers based on sponsorships.
You arrive at checkout. Pikt names your best card. You pay with your own card.
Banks rewrite the rules constantly. Pikt estimates which card in your wallet is likely to earn the most today. Issuers decide.
Pikt never stores card numbers, PINs, or bank logins. You can disconnect or delete anytime. Pikt does not move your money.
Pikt credit-card rewards is not affiliated with similarly named software or web products.
