WALLET FIT
Start with the cards you have.
Add your cards by name. Pikt uses your wallet and learns which cards you use to improve its recommendations.
Cards you already havePikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
CARD ESTIMATES · CHAT AND CHECKOUT
Compare the cards you already carry, based on how you use points or cash back. See the estimated rewards and why a card fits this purchase. Your confirmed choices can help settle close calls.
Already a member? Open Card Check →Start without a bank connection. You choose how to pay.
NORTHSTAR MARKET
Your weekly shop.
Cart total
$84.20
PIKT CHECK
LIKELY EARNS MOREExample: Sapphire Preferred.
3x points on this purchase
Chase
Chase Sapphire Preferred® Card
$2.52 estimated rewards
A sample wallet. With your own cards added, the check uses those.
PERSONALIZED CARD RECOMMENDATION
Pikt checks the purchase against your cards and the card habits you have confirmed.
PURCHASE READ
Northstar Market
$84.20 · Online grocery
3 cards in your wallet
PIKT CHECK
LIKELY EARNS MOREChase
Chase Sapphire Preferred® Card
Sapphire Preferred
$2.52 estimated rewards
3x points on this purchase. You choose the card and pay as usual.
HOW PIKT RECOMMENDS FOR YOU
01 · UNDERSTAND THE PURCHASE
Pikt uses the merchant and purchase amount to compare the cards you already have.
Northstar Market · $84.20
3 cards · purchase understood
02 · NARROW THE CHOICES
Pikt removes cards the shop won’t take or that don’t fit the purchase, then keeps the useful choices in view.
Store card removed · not accepted here
2 cards kept · Sapphire Preferred + Freedom Flex
03 · FACTOR IN YOUR HABITS
Pikt learns from the cards you carry, the reward preferences you set, and the card choices you confirm after a purchase. Personal behavior can refine a close call or break a tie, but it cannot override a clearly better rewards result.
Your confirmed card habit · Sapphire Preferred
Personal signal · used as a tie-break
04 · COMPARE THE VALUE
Pikt compares supported earn rates, eligible offers, caps, and card constraints first. Your past choices can then refine the recommendation.
Verified rewards math · $2.52 estimated rewards
Compared in your preferred value mode
05 · SEE THE ESTIMATE
Pikt shows the card likely to earn the most on this purchase and says why. You choose the card and pay as usual.
Likely to earn more: Sapphire Preferred
Recommended · personalized to your wallet
HOW YOU USE REWARDS
Pikt compares rewards using your chosen redemption plan. Cash back and travel can produce different answers.
Travel: $2.52. Estimated travel value.
BUILT AROUND YOUR WALLET
WALLET FIT
Add your cards by name. Pikt uses your wallet and learns which cards you use to improve its recommendations.
Cards you already havePRIVACY
Bank linking is optional and read-only. Pikt suggests a card; you keep control of the purchase.
Read about privacyGOOD TO KNOW
Pikt recommends a card. You choose how to pay.
No. Pikt suggests the card likely to earn more. You pay with your own card and keep control of the purchase.
No. Pikt works with cards you add by name. Bank linking is optional and read-only.
The extension reads details about the store and shows a small card recommendation panel beside the payment form.
START WITH THE CARDS YOU ALREADY HAVE
Add the extension for checkout.