Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
BEST-CARD RECOMMENDATION · ONLINE CHECKOUT
Pikt starts with the cards you carry, then gets more personal as it learns which card fits your real purchases.
Start without a bank connection. You choose how to pay.
NORTHSTAR MARKET
Your weekly shop.
Cart total
$84.20
PIKT CHECK
BEST CARDUse your Sapphire Preferred.
3x points on this purchase
Chase
Chase Sapphire Preferred® Card
$2.52 estimated rewards
Based on the cards you already have.
PERSONALIZED BEST-CARD RECOMMENDATION
Pikt combines the purchase, the cards you carry, and what you have learned about your own habits.
PURCHASE READ
Northstar Market
$84.20 · Online grocery
3 cards in your wallet
PIKT CHECK
BEST CARDChase
Chase Sapphire Preferred® Card
Sapphire Preferred
$2.52 estimated rewards
3x points on this purchase. You choose the card and pay as usual.
HOW PIKT RECOMMENDS FOR YOU
01 · UNDERSTAND THE PURCHASE
Pikt uses the merchant and purchase amount to compare the cards you already have.
Northstar Market · $84.20
3 cards · purchase understood
02 · NARROW THE CHOICES
Pikt removes cards the shop won’t take or that don’t fit the purchase, then keeps the useful choices in view.
Store card removed · not accepted here
2 cards kept · Sapphire Preferred + Freedom Flex
03 · FACTOR IN YOUR HABITS
Pikt factors in the cards you actually use and the choices you confirm after a purchase. Your habits can break a tie, but they never override a clearly better earn rate.
Your confirmed card habit · Sapphire Preferred
Personal signal · used as a tie-break
04 · COMPARE THE VALUE
Pikt compares estimated rewards in the value you care about, whether that is cash back or travel.
Sapphire Preferred · $2.52 estimated rewards
Compared in your preferred value mode
05 · RECOMMEND THE BEST CARD
Pikt names the best card for this purchase and explains why. You choose the card and pay as usual.
Use your Sapphire Preferred
Recommended · personalized to your wallet
VALUE, IN YOUR LANGUAGE
Pikt compares rewards using your chosen redemption plan. Cash back and travel can produce different answers.
Travel: $2.52. Estimated travel value.
BUILT AROUND YOUR WALLET
WALLET FIT
Add your cards by name. Pikt starts with your wallet, then gets more personal as it learns which cards you actually use.
Cards you already havePRIVACY
Bank linking is optional and read-only. Pikt names a card; you keep control of the purchase.
Read about privacyGOOD TO KNOW
The short version: Pikt recommends. You decide.
No. Pikt names your best card. You pay with your own card and keep control of the purchase.
No. The core experience works with the cards you add by name. Bank linking is optional and read-only.
The extension reads the merchant context and shows a small recommendation panel next to the payment flow.
START WITH THE CARDS YOU ALREADY HAVE
Try Card Check, then install the browser extension.
