Disclosures
Important disclosures
Plain-English notes about what Pikt does today, what we're building toward, and how to read reward estimates. We label what's real versus projected — always.
Please don't enter real financial information. Explore with demo or sample data for now. We may offer a paid product in the future. Read disclosures
Americans leave an estimated $15–25 billion in card rewards unclaimed each year. Pikt's goal is simple: stop guessing which card to swipe and pick the best one automatically. These disclosures explain the current demo stage honestly.
Personal preview — not a commercial product
Pikt is a personal project in early development. Please don't enter real financial information — explore with demo or sample data for now. We may offer a paid product in the future.
Early demo — not a finished product
What you see at trypikt.com is a working demo, often on sample data. Unless you connect through Plaid sandbox for testing, no real money moves and nothing will charge you. Tap around freely — rough edges are expected and useful.
Recommendations today; auto-routing tomorrow
Today Pikt recommends the best card and simulates savings. A Pikt card that automatically pays with your best linked card at checkout is in development. Real-time routing at the moment of tap is the piece we're still building.
Reward estimates are informational
Pikt estimates reward value from available card, category, offer, and transaction data. Issuers make final reward decisions, and statement credits or points may post differently. On a $120 dinner, a 4x dining card might earn about $4.80 versus about $1.20 on a 1x card — illustrative, not guaranteed.
Not financial advice
Pikt helps compare rewards. We do not provide financial, legal, tax, credit, or investment advice, and we do not guarantee approval for any card product.
Card recommendations and affiliate links
Some card application links may become referral or affiliate links ($50–200 per approval is a typical industry range). If that happens, Pikt may earn compensation, but recommendations should remain grounded in the user's wallet and goals.
Read-only financial connections
Pikt connects through Plaid to retrieve card and transaction data in sandbox mode during this preview. Use test credentials only (user_good / pass_good). We do not receive bank credentials and cannot move funds from linked accounts.
Data deletion and disconnection
Users can remove cards from Wallet or delete their Pikt account from Settings. Account deletion removes linked cards, simulations, offers, and history except records legally required for security or compliance.