Best card at a store
Best card for Exxon in dollars (2026)
Published September 3, 2026. Updated September 14, 2026. Estimates use Pikt's card catalog and the same rewards engine as Pikt Checkout. Pikt personalizes each estimate to the cards you already carry, the purchase details, and any reward values you set. It compares supported earn rates, eligible offers, caps, and card constraints, then explains the result.
Answer
On a $60 purchase at Exxon, Sapphire Preferred earns the most: 3x points, worth about $3.69. Citi Strata is next at $3.42, so the difference on this one purchase is $0.27. Sapphire Preferred carries a $95 annual fee, which this one purchase does not cover on its own. This is a general ranking of 200+ personal cards. It does not use the cards in your wallet.
What counts as Exxon
Exxon and Mobil stations, which code as gas.
Pikt classifies Exxon as gas, so the ranking below uses each card's rate for that category plus any rate a card has for Exxon itself.
Top cards at Exxon, on a $60 purchase
The table compares 200+ personal cards still open to new applicants. Rotating 5% categories count only when the issuer's published calendar includes gas this quarter, and those rows are marked. Rates you choose yourself appear separately below.
| # | Card | Rate here | Earns on $60 | Annual fee |
|---|---|---|---|---|
| 1 | Sapphire Preferred (opens in a new tab)Chase | 3x points | $3.69 | $95 |
| 2 | Citi Strata (opens in a new tab)Citi | 3x points | $3.42 | $0 |
| 3 | Strata Premier (opens in a new tab)Citi | 3x points | $3.42 | $95 |
| 4 | Autograph (opens in a new tab)Wells Fargo | 3x points | $3.15 | $0 |
| 5 | Sam's Club Mastercard (opens in a new tab)Synchrony | 5% cash back | $3 | $0 |
| 6 | USAA Cashback Rewards Plus American Express (opens in a new tab)USAA | 5% cash back | $3 | $0 |
| 7 | Choice Privileges Select Mastercard (opens in a new tab)Wells Fargo | 5x points | $2.55 | $95 |
| 8 | Altitude Connect (opens in a new tab)U.S. Bank | 4x points | $2.40 | $0 |
| 9 | Costco Anywhere Visa (opens in a new tab)Citi | 4% cash backThe $0 card annual fee requires a paid Costco membership. | $2.40 | $0 |
| 10 | Gemini Credit Card (opens in a new tab)Gemini | 4x points | $2.40 | $0 |
Points are turned into dollars at Pikt's published redemption value for each program, so a points card and a cash-back card can sit in the same column. Welcome bonuses, spending caps, and card-specific credits are not included in this one-purchase number.
Annual fees as of September 2026. Issuers change terms often, so check the issuer's own page before you apply.
Higher rates that depend on a condition
These cards can beat the table above, but only when the condition holds. Pikt ranks them at their everyday rate until it does.
- Discover it Cash Back (opens in a new tab) (Discover): 5% cash back, only in quarters when the issuer puts this category on the calendar and you activate it (live this quarter, so it is already counted in the table).
- Discover it Secured (opens in a new tab) (Discover): 5% cash back, only in quarters when the issuer puts this category on the calendar and you activate it (live this quarter, so it is already counted in the table).
- Discover it Student Cash Back (opens in a new tab) (Discover): 5% cash back, only in quarters when the issuer puts this category on the calendar and you activate it (live this quarter, so it is already counted in the table).
- Freedom Flex (opens in a new tab) (Chase): 5% cash back, only in quarters when the issuer puts this category on the calendar and you activate it (live this quarter, so it is already counted in the table).
- Venmo Credit Card (opens in a new tab) (Other): 2% cash back, only when the issuer counts this among your top spending categories that cycle.
How Pikt got this answer
Pikt ran 200+ personal cards through the same rewards engine as Pikt Checkout. Each card is open to new applicants, and its earn rates have been checked against issuer terms. The example uses a $60 purchase classified as gas at Exxon. Points and cash back are converted to dollars. Read how Pikt turns points into dollars.
The store's category code, not the aisle, decides which bonus applies. Business cards, cards no longer open to new applicants, and cards whose rates Pikt has not verified are left out.
Download the Extension to see a personal pick before you pay online.