Pikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Pikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Glossary · Rewards
By the Pikt editorial teamLast updated
A category multiplier is the rate at which a card earns rewards in a given spending category — e.g. 4× points on dining or 6% back at U.S. supermarkets.
Each card defines multipliers per category plus a flat catch-all rate for everything else. The best wallet covers your highest-spend categories with the highest multipliers and falls back to a strong flat card elsewhere.
Pikt's optimization score shows how well your linked cards cover dining, groceries, travel, gas, and online purchases. It flags categories where switching cards would earn more.