Pikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Pikt credit card rewards
Before you pay, Pikt.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Glossary · Product
By the Pikt editorial teamLast updated
Wallet Fit is Pikt's free tool for deciding whether a new card is worth adding — it weighs the extra rewards and benefits a candidate card would bring against its annual fee, using the cards you already carry.
Wallet Fit uses your spending and benefits to estimate whether a new card's extra rewards and benefits would cover its cost.
Add the cards you already carry, then the card you're considering. Enter roughly what you spend by category, and check off any benefits you'd actually use. Wallet Fit weighs the candidate's extra earnings and benefit value against its annual fee and shows the estimated yearly gain or loss, with a card-use plan and supporting math. The issuer decides approval and what you actually earn.
Numbered example. A candidate card with a $95 annual fee that would add $40 a year in extra category earnings and $60 in benefits you'd actually use clears its fee by $5. Wallet Fit shows It's close, with that math laid out next to the estimate.
Wallet Fit is free for signed-in members. Open it from the left navigation in Pikt, or from the free tools page alongside Card Check.