Guide
Best credit card for Amazon (2026)
Amazon Prime Visa earns 5% at Amazon and Whole Foods for Prime members. If Amazon is only part of your online spend, Citi Double Cash at 2% everywhere may net more across your full wallet.
Quick comparison
| Card | Best for | Earn rate | Annual fee |
|---|---|---|---|
| Amazon Prime Visa | Amazon + Whole Foods | 5% cash back | $0 |
| Citi Double Cash | All online shopping | 2% cash back | $0 |
| Freedom Unlimited | Amazon + dining | 1.5–3% cash back | $0 |
Why most people pick the wrong card
Most people default to the same card at checkout — usually the one on top in their wallet. That habit quietly costs hundreds of dollars a year when another card in your stack earns 3×, 4×, or even 6× on the same purchase.
How Pikt routes smarter than guesswork
Pikt links the cards you already carry, weighs your offers and category earn rates, and tells you the best card to use — with a plain-English explanation and dollar estimate for every purchase. Online, the Pikt Checkout extension auto-fills that card at checkout; in-store, Pikt Nearby names it on your lock screen. Pikt compares your Amazon co-brand against catch-all cards and any active Amex or Chase offers at Amazon.
Frequently asked questions
- Is 5% at Amazon always best?
- Only if Amazon is a large share of your spend. A 2% card used everywhere else often beats a 5% Amazon card used for non-Amazon purchases at 1×.
$89 at Amazon → Active Cash earns $1.78 (+$0.89 vs default card)
See your personal best cards
Generic advice assumes average spend. Your wallet is different. Take Pikt's 60-second quiz — pick your top spending areas and whether you prefer cash back, travel points, or simplicity.
Where does your money go?
Pick your top spending areas and we'll show you which cards earn the most for each.
What matters most to you?
No account needed to try it · Free to start
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