Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Reference
If you hit an error in Pikt, look it up here. Each code has a short explanation and the fastest fix.
| Code | Description |
|---|---|
UNAUTHORIZED | Sign in to continue Sign in to your Pikt account, then try again. |
FORBIDDEN | This isn't available for your account Your account doesn't have access to this. If that seems wrong, contact support. |
REGION_RESTRICTED | Pikt is available in the United States Pikt names your best card using U.S. rewards programs. It is only available to people in the United States. |
SESSION_EXPIRED | Let's get you signed back in Please sign in again to continue. |
CLERK_AUTH_FAILED | We couldn't sign you in Try signing in again. If you're still stuck, contact support. |
EMAIL_NOT_VERIFIED | Verify your email Check your inbox for a verification link before continuing. |
| Code | Description |
|---|---|
RATE_LIMITED | Please wait a moment Pikt has reached a temporary request limit. Wait a moment, then try again. |
TOO_MANY_REQUESTS | Please wait before trying again There's a temporary limit on attempts. Wait a minute, then try again. |
| Code | Description |
|---|---|
NOT_FOUND | We couldn't find that This may have been removed. Go back to the previous page and try another item. |
VALIDATION | Check these details Check the details you entered, then try again. |
BAD_REQUEST | That didn't go through We couldn't use the details we received. Refresh the page and try again. |
CONFLICT | This couldn't be saved Some details conflict with an existing record. Refresh the page and review them before trying again. |
PAYLOAD_TOO_LARGE | Try a smaller file or less text This is larger than we can accept. Choose a smaller file or shorten the text, then try again. |
| Code | Description |
|---|---|
PLAID_DISCONNECTED | Reconnect your bank Reconnect your bank in Settings to get updates again. |
PLAID_SYNC_FAILED | Couldn't refresh your transactions We couldn't get your latest transactions. Try again in a few minutes. |
PLAID_ITEM_LOGIN_REQUIRED | Your bank needs you to sign in again Reconnect your bank in Settings and sign in when prompted. |
PLAID_INVALID_CREDENTIALS | Those bank sign-in details didn't work The username or password you entered didn't work. Please try again. |
PLAID_RATE_LIMIT | Bank updates are paused for a moment We've reached a temporary limit on bank updates. Wait a moment, then try again. |
PLAID_INSTITUTION_DOWN | We can't reach your bank right now Your bank is temporarily unavailable. Try connecting again later. |
PLAID_PRODUCT_NOT_READY | Your bank is preparing your updates Your bank is still preparing your account details. Wait a minute, then refresh. |
| Code | Description |
|---|---|
ROUTING_FAILED | We couldn't compare your cards We couldn't find your best card for this purchase. Try Card Check again before you pay. |
NO_CARDS | Add your first card Add a rewards card in Your cards so Pikt can help you choose before you pay. |
CARD_EXPIRED | This card has expired This card has expired. Update or remove it so your best-card results stay accurate. |
ROUTING_TIMEOUT | Your card check took too long We couldn't finish comparing your cards in time. Try Card Check again. |
| Code | Description |
|---|---|
PAYMENT_FAILED | Payment didn't go through Check your payment method and try again, or contact support. |
CARD_DECLINED | Card was declined Your bank declined the charge. Try another card or contact your bank. |
INSUFFICIENT_FUNDS | This payment method couldn't cover the charge There weren't enough funds to complete the charge. Try another method. |
SUBSCRIPTION_REQUIRED | This is included with Pro This feature needs an active Pro plan. Upgrade in Settings → Billing. |
SUBSCRIPTION_INACTIVE | Subscription inactive Your plan isn't active. Update billing in Settings → Billing to restore access. |
BILLING_PORTAL_UNAVAILABLE | We couldn't open billing We couldn't open the billing portal. Try again shortly or contact support. |
STRIPE_ERROR | We couldn't confirm your payment Check your payment status before trying again. If you're unsure whether it went through, contact support. |
| Code | Description |
|---|---|
SERVER_ERROR | Something went wrong We hit an unexpected error on our end. Try again or come back shortly. |
NETWORK_ERROR | Connection issue Check your internet connection and try again. |
SERVICE_UNAVAILABLE | Temporarily unavailable Pikt isn't available right now. Please try again soon. |
GATEWAY_TIMEOUT | That took longer than expected We didn't hear back in time. Try again in a moment. |
DATABASE_ERROR | We couldn't load or save your details We couldn't read or save your data just now. Please try again. |
Reviewed 10 Sept 2026
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