Bills & subscriptions

All help topics · 5 articles

• How does Pikt handle my recurring bills?

  Open Subscriptions to add bills yourself, or let an optional bank link find them for you. Pikt compares your cards on each one and shows the extra rewards it estimates over a year. Changing the card on file happens on the merchant's own site, so that last step stays yours.

• How do I put a bill on the better card?

  Open Subscriptions and add the bill, whether that's Netflix, your phone plan, or the gym. Pikt estimates which card is likely to earn the most on it and shows what switching is worth over a year. Issuers decide. You make the change with the merchant, since only they can update the card on file. Linking a bank is optional and just saves you from typing bills in by hand.

• Bill payment guides

  Step-by-step help putting the right card on file for Netflix, utilities, and other bills.

• How do I disconnect my bank?

  Open Settings → Cards & bank and disconnect. We revoke the connection token right away. Everything else keeps working with the cards you added by name. The Security page covers what stays behind and what doesn't.

• Is my bank data safe with Pikt?

  Linking a bank is optional. If you link one, the connection is read-only through Plaid: Pikt never receives your bank password, and read-only access can't move your money. We don't store raw card numbers. Disconnect whenever you like. The Security page spells out what we keep and what we don't.