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Update your card on file

How to change your card on file for iCloud+

iCloud+ storage is small but renews forever — set it on your best card once. You keep every card you carry — this just makes sure iCloud+ renews on the one that earns the most.

Where to update it

In your iCloud+ account: Apple Account → Payment & Shipping.

Step by step

  1. 1

    On iPhone, open Settings and tap your name.

  2. 2

    Tap “Payment & Shipping”.

  3. 3

    Add the card Pikt recommends and set it as the top card.

  4. 4

    iCloud+ and all Apple billing follow the top card.

Which card?

Not sure which of your cards earns the most on iCloud+? Pikt links the cards you already carry and shows the best one for every bill — with a plain-English reason and a dollar estimate. No new card, no moving money.

Find your best card free
    How to change your card on file for iCloud+ (2026) · Pikt