How to change your card on file for Instacart+

Last reviewed September 14, 2026

Instacart+ renews monthly or yearly — route it to your best card. You keep every card you carry — this just makes sure Instacart+ renews on the one that earns the most.

Where to update it

In your Instacart+ account: Account → Instacart+ → Payment methods.

Step by step

Sign in at instacart.com and open your Account.
Go to the Instacart+ membership section.
Choose “Payment methods” and add the card Pikt recommends.
Set it as the default so the next renewal uses it.

Make your recurring payments count.

Create your Pikt account to personalize recommendations to the cards you carry and the reward preferences you set. In Subscriptions, compare those cards for recurring bills before you change a card on file. Pikt Checkout brings the same estimate to online checkout and names the card likely to earn the most. You choose the card and pay with your own card. No credit card required to sign up for beta.

Pikt credit card rewards

Your best card before you pay online.

Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.