How to change your card on file for PG&E (Pacific Gas & Electric)

Last reviewed September 14, 2026

Your PG&E gas and electric bill is one of the largest recurring charges in California. You keep every card you carry — this just makes sure PG&E (Pacific Gas & Electric) renews on the one that earns the most.

Service area: Northern & Central California

Where to update it

In your PG&E (Pacific Gas & Electric) account: My Account → Profile & Alerts → Payments → Auto Pay.

Step by step

Sign in at pge.com or the PG&E app.
Open the Payments section, then Auto Pay settings.
Add the card Pikt recommends as your payment method.
Confirm Auto Pay so the next bill uses it.

Heads up: Many utilities charge a convenience fee for card payments (often $1.50–$3) — check it doesn't outweigh the rewards before switching from a bank transfer.

Make your recurring payments count.

Create your Pikt account to personalize recommendations to the cards you carry and the reward preferences you set. In Subscriptions, compare those cards for recurring bills before you change a card on file. Pikt Checkout brings the same estimate to online checkout and names the card likely to earn the most. You choose the card and pay with your own card. No credit card required to sign up for beta.

Pikt credit card rewards

Your best card before you pay online.

Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.