Update your card on file
How to change your card on file for Duke Energy
Duke Energy serves millions across the Southeast and Midwest — a steady monthly bill. You keep every card you carry — this just makes sure Duke Energy renews on the one that earns the most.
Service area: Carolinas, Florida, Indiana, Ohio & Kentucky
Where to update it
In your Duke Energy account: My Account → Billing & Payments → AutoPay.
Step by step
- 1
Sign in at duke-energy.com or the app.
- 2
Open Billing & Payments, then AutoPay.
- 3
Add the card Pikt recommends.
- 4
Save to use it for the next payment.
Heads up: Many utilities charge a convenience fee for card payments (often $1.50–$3) — check it doesn't outweigh the rewards before switching from a bank transfer.
Not sure which of your cards earns the most on Duke Energy? Pikt links the cards you already carry and shows the best one for every bill — with a plain-English reason and a dollar estimate. No new card, no moving money.
Find your best card free