How to change your card on file for PSE&G

Last reviewed September 14, 2026

PSE&G is New Jersey's largest gas and electric utility — a steady monthly bill. You keep every card you carry — this just makes sure PSE&G renews on the one that earns the most.

Service area: New Jersey

Where to update it

In your PSE&G account: My Account → Payment & Billing → Auto Pay.

Step by step

Sign in at pseg.com or the app.
Open Payment & Billing, then Auto Pay.
Add the card Pikt recommends.
Save so the next statement uses it.

Heads up: Many utilities charge a convenience fee for card payments (often $1.50–$3) — check it doesn't outweigh the rewards before switching from a bank transfer.

Make your recurring payments count.

Create your Pikt account to personalize recommendations to the cards you carry and the reward preferences you set. In Subscriptions, compare those cards for recurring bills before you change a card on file. Pikt Checkout brings the same estimate to online checkout and names the card likely to earn the most. You choose the card and pay with your own card. No credit card required to sign up for beta.

Pikt credit card rewards

Your best card before you pay online.

Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.