Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Pikt credit card rewards
Your best card before you pay online.
Pikt estimates which card in your wallet is likely to earn the most. Issuers decide. You choose the card and pay as usual.
Guides
Browse 57 guides by spending category, head-to-head card comparison, and how Pikt names your best card.
Groceries
1 guideCompare the best credit card for grocery shopping, online grocery, and warehouse trips. Card Check ranks eligible rates on cards in your wallet.
Dining
4 guidesRestaurant credit card picks: Amex Gold 4×, Sapphire Preferred 3×, Freedom Unlimited 3% cash back. Card Check names which card in your wallet wins.
Whole Foods codes as groceries. Amex Gold earns 4× and Blue Cash Preferred earns 6% up to its annual cap. Pikt also checks live offers.
Starbucks codes as dining. Amex Gold's 4× dining is a common winner — quiz for your stack.
Compare DoorDash Rewards Mastercard, Amex Gold, and Sapphire Preferred rates. Check current DashPass terms, then run Card Check.
Travel
4 guidesVenture X and Sapphire Preferred lead on travel portals. Pikt names the highest earner for each trip — try the free quiz.
Cash back is simple; points can be worth more for travel. Pikt maximizes either — quiz estimates what you're leaving on the table.
Portal vs direct booking changes the winner. Sapphire Preferred (5× Chase Travel) vs Venture X (5× Capital One Travel).
Portal bookings vs direct hotel charges earn differently. Pikt names a card for that booking — quiz maps your travel stack.
Gas
2 guidesGas cash back credit card options: Blue Cash Preferred 3% at U.S. stations, flat 2% fallbacks. Card Check names the winner per fill-up.
Gas station categories vary. Some cards earn 3–5% only at branded stations. Pikt names a card per store.
Streaming
1 guideCompare the best card for Netflix subscription and other streaming bills. Blue Cash Preferred earns 6% on eligible charges from select providers.
Online Shopping
2 guidesDouble Cash and Freedom Unlimited earn 2× on everything. Pikt finds the right card per merchant — quiz takes 60 seconds.
Compare Prime Visa, Amazon Visa, the Amazon Store Card, and a Citi catch-all. Card Check ranks eligible Amazon rewards in your wallet.
Strategy
4 guidesA category earner + a 2% catch-all covers most households. Pikt tells you which card to swipe at checkout.
Freedom → Sapphire point transfers. Pikt names the highest Chase earner for each purchase.
Gold for dining/groceries, Platinum for travel perks, Blue Cash for cash back. Quiz maps which Amex to use per category.
A credit card combo is two or three cards for everyday, groceries, and travel. Card Check names which one wins at checkout.
General
39 guidesCiti Double Cash and Wells Fargo Active Cash earn 2% on everything with $0 fee. Match your categories with Pikt's free quiz.
The best card for Costco must be an accepted Visa in U.S. warehouses. Compare Costco Anywhere Visa with other Visa cards in your wallet.
A flat 2% card sounds simple — until category bonuses beat it. Pikt names your best card for every swipe; start with the free quiz.
Gold wins dining/groceries (4×); Sapphire wins Chase travel (5×). Quiz shows which to swipe when.
Chase Sapphire Preferred vs Reserve: compare current fees, earn rates, travel credits, Global Entry, Priority Pass, and airport lounge access.
Chase Sapphire Preferred vs Venture X: compare current fees, rewards, transfer partners, travel credits, airport lounges, and Card Check.
Both earn 2% with no annual fee. Quiz shows if a flat 2% even beats your stack.
Blue Cash Preferred: 6% groceries. Amex Gold: 4× groceries + 4× dining. Quiz reveals which earns more for your household.
Freedom Unlimited: 1.5% base + 3% dining. Double Cash: flat 2%. Your winner depends on where you spend — free quiz.
Break-even is roughly $8,125/year in dining + groceries at 4× vs 1×. Quiz calculates your personal earn gap.
$300 travel credit + 5× on Capital One Travel — fee math depends on your trips. Quiz shows your travel-category upside.
Compare the best card for Uber and Lyft rides, current Uber Cash terms, and dated Lyft rewards. Card Check ranks the cards in your wallet.
Target Circle Card gives a 5% discount on eligible Target purchases. Card Check compares it with the cards in your wallet.
A Walmart charge usually does not earn a supermarket bonus — the store's category, not the aisle, sets the rate. Card Check names your best card.
Rent rarely earns a bonus category, and processor fees usually cost more than the rewards. See what actually earns on rent and when paying by card is worth it.
Use your card mix and spending to estimate the reward difference between a default card and category-bonus cards. Pikt's quiz shows your result in 60 seconds.
More cards ≠ more rewards if you always grab the same one. Pikt names a card per purchase — quiz shows your top earners.
See which card in your wallet earns more at this checkout — dollar difference and a short reason. Free Chrome extension.
Start with 2–3 cards matched to your top spend categories. Pikt names which to use — quiz finds your starting stack.
Spreadsheets go stale when offers change. Pikt names a card with a short reason. The quiz shows your upside.
Pikt links your cards, learns what each one earns, and names the best card for every purchase. Free quiz — no new cards needed.
If you default to one card, you probably are. Pikt compares your stack per purchase — quiz estimates annual missed rewards.
An annual fee pays off when bonus-category earn beats a no-fee card by more than the fee. Quiz runs the math for your spend.
Cover your top 3 spend categories + one catch-all. Pikt tells you which to swipe — quiz recommends cards for your mix.
Reward routing means naming the highest-earning card in your wallet for one purchase. Pikt Checkout names that card before you click pay.
Category bonuses (3× dining, 4× groceries) apply only when the merchant codes correctly. Pikt checks at swipe time.
A live Amex Offer can beat a higher base multiplier. Pikt checks merchant offers first — quiz shows your baseline stack.
The store's category — not the aisle — decides whether a grocery or dining bonus applies. Costco, Walmart, and delivery apps surprise people.
Assign cards by category, not memory. Pikt names the card — quiz finds your highest earners per spend type.
Sign-up bonuses are one-time; category routing pays every year. Pikt tracks both — quiz shows long-term earn potential.
Add the cards you already carry. Pikt names the highest earner for each purchase, with the dollar difference and a short reason.
Pikt names the card in your wallet that earns the most, with the dollar difference and a short reason.
Credit card rewards calculator for your wallet. Includes how a Chase travel points calculator works in dollars — then Card Check on a real checkout.
Freedom Unlimited vs Quicksilver for cash back. Compare public earn rates, then Card Check when both are in your wallet. You still pay with your own card.
Software and SaaS bills often code as online shopping or office. Card Check names which card in your wallet should take the charge.
Amex at Walmart in store and online, then which card in your wallet to use. Card Check names the earn winner. You still pay with your own card.
APR becomes a daily rate on average daily balance. Pay in full to avoid interest. Pikt helps at checkout; it does not charge interest.
Add the cards you already carry, enter the store and amount, and use Card Check to compare the estimated dollar return.
A Walmart rewards card can win some trips and lose others. Compare it to the rest of your wallet with Card Check.
Want a personalized recommendation? Try Card Check to see which card from your wallet earns the most for any merchant.
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